Insurance supplementing software that works the whole claim with you.
Upload the carrier estimate and your scope. ClaimOps compares them line by line, surfaces what the carrier missed, and builds the supplement package — your team in control of every item and every dollar.
No credit card required.
| Line item | Carrier | Your scope | Gap |
|---|---|---|---|
| R&R 30-yr architectural shingles | $8,420.00 | $9,180.00 | +$760.00 |
| Ice & water shield — entire roof | — | $1,840.00 | +$1,840.00 |
| Drip edge — 240 LF | — | $612.00 | +$612.00 |
| Code upgrade — synthetic underlayment | — | $1,584.00 | +$1,584.00 |
| Step flashing — chimney | $248.00 | $332.00 | +$84.00 |
| Ridge cap shingles | $84.00 | $268.00 | +$184.00 |
surfacedexample
Works with estimates from every major carrier
90-second walkthrough
See ClaimOps work a claim, start to finish
Two estimates in, a documented supplement package out. This is the actual product on a sample commercial roof claim — the line-by-line comparison, the code-cited gaps, and the finished package.
How it works
Compare. Strengthen. Ship.
From two PDFs to a sent supplement — minutes, not hours.
01 — Compare
Two estimates in. The truth out.
Drop in both estimates — ClaimOps walks every line and flags what the carrier missed.
Xactimate PDFs, parsed automatically
Every line item read — no retyping.
Trade-aware line matching
Built for roofing and restoration scopes.
Missed scope surfaces first
Every gap shown with the dollars attached.
Illustrative example · seeded demo data.
Illustrative example · seeded demo data.
02 — Strengthen
Every line, defensible on its own.
Smart Match pins the right evidence to the right line — adjusters get footnotes, not bare numbers.
Building-code citations, automatic
The right cite lands on the right line.
Photos pinned to line items
Proof sits next to the number it backs.
You decide what ships
Every item toggleable, every dollar overridable.
03 — Ship
Sent. Tracked. Counted.
One click renders the package. Send it, then ClaimOps logs what comes back.
One click, full package
Cover letter, itemized worksheet, citations, photo annex.
Send by email or link
Straight from the claim — no re-attaching.
Every response counted
Approved, partial, denied — rolled up on your dashboard.
Illustrative example · seeded demo data.
When the carrier pushes back
Built for the back-and-forth.
Upload the carrier's revised estimate — Round 2 starts from evidence, not a blank page.
Their response, matched line by line
The carrier's answer mapped to what you asked for.
Every round, one timeline
Round 1 → 2 → 3 — nothing slips.
Partials tracked, dollar by dollar
Know exactly what's still on the table.
Illustrative example · seeded demo data.
Same claim, two ways to ask
What an adjuster sees — before and after.
Left: a cover-letter email that gets set aside. Right: an itemized package that gets engaged with.
Before — the email
From: dakota@summitridgeroofing.com
To: claims@carrier.com · Subject: Re: Northgate Crossing — Claim #DEMO-NORTHGATE-1
Hi — we went back through the estimate on Northgate Crossing and think some of the storm damage got left out. The parapet flashing and a displaced rooftop unit aren't on there, and the TPO membrane needs full replacement, not just a patch. Can you take another look? Let me know.
Thanks,
Dakota
No itemization. No codes. No photos. Easy for an adjuster to set aside.
After — the ClaimOps package
Illustrative example · seeded demo data — package-style proof for a single claim, not a guarantee.
What supplements cost today
Per-claim fees, estimator hours — or $199 flat.
Outsourced
Supplementing service
In-house
Manual, by your estimator
ClaimOps
Flat-fee software
$200–500 per claim
Or 10% commission — taken out of the recovery.
~1 estimator hour / claim
At ~$40/hour, pulled from inspections and revenue work.
$199/mo flat, unlimited
Founder rate · $399 standard. No per-claim cut.
2–5 business days
An hour-plus per claim
When someone actually has the hour.
Minutes to package
Same-day push-back when the carrier responds.
They do — in your name
What they send your carrier is what ships.
You do, from scratch
Rebuilt by hand, every time.
You do — assisted
The tool drafts; you decide what ships.
Often extra fees per round
Manual tracking
Partial approvals slip through.
One timeline, every round
Round 1 → 2 → 3. Nothing slips.
In their file, not yours
Spreadsheets, folders, and a prayer
Matched to line items
Smart Match ties photos and docs to the exact items.
Lives at the service
Lives in one estimator's head
Captured in the tool
Transferable across your team.
At 20 supplements a month: $4,000–$10,000 in fees or 20 estimator hours — or $199, flat.
Run your own numbers ↓What it costs
Turnaround
Who writes it
Rounds 2 and 3
Your evidence
The know-how
At 20 supplements a month: $4,000–$10,000 in fees or 20 estimator hours — or $199, flat.
Run your own numbers ↓Cost ranges sourced from public pricing of outsourced supplementing companies. In-house hour estimate based on what contractors tell us. ClaimOps is built and supported in the U.S.
Punch in your volume.
Five inputs, plain math — every assumption is a slider you control. Not a recovery promise.
Your scenario to set — floored at today’s share, so the lift never reads below $0.
An assumption, not a benchmark — set it from your own supplements’ track record.
monthly volume = claims × avg claim size × supplement size × share supplemented
= 20 claims × $18,000 × 12% × 70%
What you’d be asking for at the shares you set — not what a carrier will approve. Approval is always their call.
How this estimator works: every number in the math is an input you control — nothing is baked in. The two numbers tools like this usually hide — supplement size and the share of claims supplemented — are sliders above; set them from your own books. Defaults are illustrative, not benchmarks. The only fixed rules are the ×12 behind the annual row and a floor that keeps the lift at or above $0. The output is the supplement volume you’d be requesting at your stated shares, not a prediction of approvals or recoveries.
Why this exists
Built for contractors who actually do the work.
- Built for teams bringing more supplement work in-house
- 5-minute supplements, not 5-day turnaround
- Xactimate-compatible PDFs, formatted for the adjuster
“I'm building ClaimOps for contractors, not for tech bros. I've spent years at one of the biggest names in restoration and roofing — watching estimators burn nights lining up two PDFs, and shops hand 10% of a recovery to an outside service. The first 20 founder customers get a rate locked for life and a direct line to me.”
Manny Medrano
Founder, ClaimOps
Pricing
Replace per-claim fees with one flat subscription.
No per-claim fees, no commission.
Locked at $199/month for life — if you're one of the first 20.
Unlimited claims, unlimited seats
Missed-scope detection
Your estimate vs. the carrier's, compared line by line.
Code-cited supplement letters
Building-code citations drafted in, formatted for adjuster review.
Carrier playbook guidance
What each carrier tends to question, before you send.
Multi-round support
Carrier comes back partial? Build Round 2 from what was denied.
Recovery tracking
What you asked for and what got approved, claim by claim.
Early-access onboarding included
Questions first? Email contact@claimops.io
Standard
After the first 20 founder slots are filled. Same product — no limits.
Unlimited claims, unlimited seats
Flat rate, no per-claim fees
One supplement or twenty this month — same bill.
Outsourced services run ~$300 per claim or 10% commission — ClaimOps pays for itself after one supplement a month.
FAQ
Questions you'd ask a peer.
Will the carrier actually accept a ClaimOps supplement?
Adjusters engage with clean, itemized supplements that carry code references and photo evidence — they're easier to defend internally. ClaimOps formats every package to make that engagement easier. Approval is always at the carrier's discretion; we don't guarantee outcomes.
How is this different from a supplement service?
A service charges $200–500 per claim or takes a commission, works on their timeline, and writes the narrative for you. ClaimOps is a flat $199/month tool your team drives: same-day turnaround, your voice in the letter, and you decide every item that ships.
Do I need to know Xactimate to use ClaimOps?
No. Export the estimate PDF from Xactimate and ClaimOps parses it line by line — your team reviews the comparison in plain line items, no Xactimate seat required.
How much is automated — do I lose control?
None of the decisions. The comparison and the draft are automatic; every flagged item can be toggled in or out, and every dollar can be overridden before anything is sent.
What happens when the carrier comes back with a partial?
Upload the revised carrier estimate. ClaimOps matches it against your supplement, shows what was approved, partial, or denied, and helps you build the next round — Round 1 → 2 → 3 in one timeline.
Is my claim data secure?
Every organization's data is isolated — your claims are visible only to your team. Files are stored privately and served through expiring signed links, and every action on a claim is audit-logged.
We don't write that many supplements — is this worth it?
Honest answer: if you're under about two supplements a month, the subscription probably doesn't pencil out — keep doing it by hand. One thing worth asking, though: is the volume low because the back-and-forth is too painful to chase? A lot of contractors walk past carrier-paid work for exactly that reason. If that's you, run one claim through and see if the math changes.
Still have a question? Email contact@claimops.io — a founder reads every message.
Run one real claim through ClaimOps this week.
Founder cohort access. Import a recent claim and see what you'd have caught.