Insurance supplementing software that works the whole claim with you.
Upload the carrier estimate and your scope. ClaimOps compares them line by line, documents what the carrier missed, and builds the supplement package. Round two and round three run the same way, and ClaimOps tracks what the carrier actually approved. Your team stays in control of every item and every dollar.
One claim. No card. No deadline.
| Line item | Carrier | Your scope | Gap |
|---|---|---|---|
| R&R 30-yr architectural shingles | $8,420.00 | $9,180.00 | +$760.00 |
| Ice & water shield — entire roof | — | $1,840.00 | +$1,840.00 |
| Drip edge — 240 LF | — | $612.00 | +$612.00 |
| Code upgrade — synthetic underlayment | — | $1,584.00 | +$1,584.00 |
| Step flashing — chimney | $248.00 | $332.00 | +$84.00 |
| Ridge cap shingles | $84.00 | $268.00 | +$184.00 |
surfacedexample
Reads any carrier's Xactimate estimate PDF
No Xactimate seat required. Export the PDF and ClaimOps does the rest.
90-second walkthrough
See ClaimOps work a claim, start to finish
Two estimates in, a documented supplement package out. This is the actual product on a sample commercial roof claim — the line-by-line comparison, the missed scope with the dollars attached, and the finished package. On residential claims the gaps carry the IRC section behind them where one applies.
How it works
Compare. Strengthen. Ship.
From two PDFs to a sent supplement — minutes, not hours.
01 — Compare
Two estimates in. The truth out.
Drop in both estimates — ClaimOps walks every line and flags what the carrier missed.
Files are served through expiring signed links, and every action is audit-logged.
Xactimate PDFs, parsed automatically
Every line item read — no retyping.
Trade-aware line matching
Built for roofing and restoration scopes.
Missed scope surfaces first
Every gap shown with the dollars attached.
Illustrative example · seeded demo data.
Illustrative example · seeded demo data.
02 — Strengthen
Every line, defensible on its own.
Smart Match pins the right evidence to the right line — adjusters get footnotes, not bare numbers.
Building-code citations, automatic
Residential IRC. The right cite lands on the right line.
Photos pinned to line items
Proof sits next to the number it backs.
You decide what ships
Every item toggleable, every dollar overridable.
03 — Ship
Sent. Tracked. Counted.
One click renders the package. Send it, then ClaimOps logs what comes back.
One click, full package
Cover letter, itemized worksheet, citations, photo annex.
Send by email or link
Straight from the claim — no re-attaching.
Every response counted
Approved, partial, denied — your recovery rate, dollars recovered, and how outcomes vary by carrier.
Illustrative example · seeded demo data.
When the carrier pushes back
Built for the back-and-forth.
Upload the carrier's revised estimate — Round 2 starts from evidence, not a blank page.
Their response, matched line by line
The carrier's answer mapped to what you asked for.
Every round, one timeline
Round 1 → 2 → 3 — nothing slips.
Partials tracked, dollar by dollar
Know exactly what's still on the table.
Illustrative example · seeded demo data.
Same claim, two ways to ask
What an adjuster sees — before and after.
Before: a cover-letter email that gets set aside. After: an itemized package that gets engaged with.
Before — the email
From: dakota@summitridgeroofing.com
To: claims@carrier.com · Subject: Re: Northgate Crossing — Claim #DEMO-NORTHGATE-1
Hi — we went back through the estimate on Northgate Crossing and think some of the storm damage got left out. The parapet flashing and a displaced rooftop unit aren't on there, and the TPO membrane needs full replacement, not just a patch. Can you take another look? Let me know.
Thanks,
Dakota
No itemization. No codes. No photos. Easy for an adjuster to set aside.
After — the ClaimOps package
Organized for desk review — disputed items tied to supporting evidence and citations where applicable.
Illustrative example · seeded demo data — package-style proof for a single claim, not a guarantee.
What supplements cost today
Per-claim fees, estimator hours — or $199 flat.
Outsourced
Supplementing service
In-house
Manual, by your estimator
ClaimOps
Flat-fee software
$200–500 per supplement
Or 10% commission, taken out of what the carrier pays.
~1 estimator hour / claim
At ~$40/hour, pulled from inspections and revenue work.
$199/mo flat, unlimited
Founder rate · $399 standard. No per-claim cut.
2–5 business days
An hour-plus per claim
When someone has the hour.
Minutes to package
Same-day push-back when the carrier responds.
They do — in your name
What they send your carrier is what ships.
You do, from scratch
Rebuilt by hand, every time.
You do — assisted
The tool drafts; you decide what ships.
Often extra fees per round
Manual tracking
Partial approvals slip through.
One timeline, every round
Round 1 → 2 → 3. Nothing slips.
In their file, not yours
Spreadsheets, folders, and a prayer
Matched to line items
Smart Match ties photos and docs to the exact items.
Lives at the service
Lives in one estimator's head
Captured in the tool
Transferable across your team.
At 20 supplements a month: $4,000–$10,000 in fees or 20 estimator hours — or $199, flat.
Run your own numbers ↓What it costs
Turnaround
Who writes it
Rounds 2 and 3
Your evidence
The know-how
At 20 supplements a month: $4,000–$10,000 in fees or 20 estimator hours — or $199, flat.
Run your own numbers ↓Cost ranges sourced from public pricing of outsourced supplementing companies. In-house hour estimate based on what contractors tell us. ClaimOps is built and supported in the U.S.
Run the numbers
Punch in your volume.
Five inputs, plain math — every assumption is a slider you control. Not a recovery promise.
Your scenario to set — floored at today’s share, so the lift never reads below $0.
An assumption, not a benchmark — set it from your own supplements’ track record.
monthly volume = claims × avg claim size × supplement size × share supplemented
= 20 claims × $18,000 × 12% × 70%
= 14 supplements× $200–500. Or a 10% commission, taken out of what the carrier pays.
Founder rate · $399 standard. Unlimited claims.
How this estimator works: every number in the math is an input you control — nothing is baked in. The two numbers tools like this usually hide — supplement size and the share of claims supplemented — are sliders above; set them from your own books. Defaults are illustrative, not benchmarks. The only fixed rules are the ×12 behind the annual row and a floor that keeps the lift at or above $0. The output is the supplement volume you’d be requesting at your stated shares, not a prediction of approvals or recoveries.
What you’d be asking for at the shares you set — not what a carrier will approve. Approval is always their call.
Why this exists
Built for contractors who do the work.
- Built for teams that keep the claim in their own shop
- Supplements in minutes, not hours
- Xactimate-compatible PDFs, formatted for the adjuster
“I'm building ClaimOps for contractors, not for tech bros. I've spent years at one of the biggest names in restoration and roofing — watching estimators burn nights lining up two PDFs, and shops hand 10% of a recovery to an outside service. The first 20 founder customers get a rate locked for life and a direct line to me.”
Manny Medrano
Founder, ClaimOps
Pricing
Replace per-claim fees with one flat subscription.
No per-claim fees, no commission.
Locked at $199/month for life — if you're one of the first 20.
Unlimited claims, unlimited team members
Missed-scope detection
Your estimate vs. the carrier's, compared line by line.
Code-cited supplement letters
Residential building-code citations drafted in where a rule applies, formatted for adjuster review.
Carrier playbook guidance
What each carrier tends to question, before you send.
Multi-round support
Carrier comes back partial? Build Round 2 from what was denied.
Recovery tracking
What you asked for and what got approved, claim by claim.
Early-access onboarding included
Your first claim is free, no card. $199/month locks in when you create claim two.
Questions first? Email contact@claimops.io
Standard
After the first 20 founder slots are filled. Same product — no limits.
Unlimited claims, unlimited team members
Flat rate, no per-claim fees
One supplement or twenty this month — same bill.
Outsourced services run $200–500 per supplement or 10% commission — ClaimOps pays for itself after one supplement a month.
FAQ
Questions you'd ask a peer.
Will the carrier accept a ClaimOps supplement?
Adjusters engage with clean, itemized supplements that carry code references and photo evidence — they're easier to defend internally. ClaimOps formats every package to make that engagement easier. Approval is always at the carrier's discretion; we don't guarantee outcomes.
Is ClaimOps a public adjuster? Is this even legal?
No — by design. ClaimOps isn't a public adjuster and never negotiates, settles, or talks to the carrier for you. It's software that documents the gap between your scope and the carrier's, with the building-code or line-item reason behind each item. You take that to your own adjuster and work the file the way you do now — you stay in control start to finish.
How does the free first claim work, and when do I pay?
One claim. No card. No deadline. Work the initial package, the carrier response, round two, and the later rounds on that same claim. You subscribe only when you are ready to start claim number two.
How is this different from a supplement service?
A service charges $200–500 per claim or takes a commission, works on their timeline, and writes the narrative for you. ClaimOps is a flat $199/month tool your team drives: same-day turnaround, your voice in the letter, and you decide every item that ships.
Do I need to know Xactimate to use ClaimOps?
No. Export the estimate PDF from Xactimate and ClaimOps parses it line by line — your team reviews the comparison in plain line items, no Xactimate seat required.
How much is automated — do I lose control?
None of the decisions. The comparison and the draft are automatic; every flagged item can be toggled in or out, and every dollar can be overridden before anything is sent.
What happens when the carrier comes back with a partial?
Upload the revised carrier estimate. ClaimOps matches it against your supplement, shows what was approved, partial, or denied, and helps you build the next round — Round 1 → 2 → 3 in one timeline.
We lose track of supplements once the crew moves on — does ClaimOps keep them alive?
Every open round stays visible on the claim timeline until the carrier responds, and partial approvals show exactly what's still on the table, dollar by dollar. Nothing goes quiet in a folder — the follow-up itself is still yours to make.
Is my claim data secure?
Every organization's data is isolated — your claims are visible only to your team. Files are stored privately and served through expiring signed links, and every action on a claim is audit-logged.
We don't write that many supplements — is this worth it?
Honest answer: if you're under about two supplements a month, the subscription probably doesn't pencil out — keep doing it by hand. One thing worth asking, though: is the volume low because the back-and-forth is too painful to chase? A lot of contractors walk past carrier-paid work for exactly that reason. If that's you, run one claim through and see if the math changes.
Still have a question? Email contact@claimops.io — a founder reads every message.
Run one real claim through ClaimOps this week.
Upload a claim that came back light and see what you'd have caught. First claim free, no card.